curl --request POST \
  --url https://{baasHost}/api/v1/lms/loans \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "customerId": "aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee",
  "productCode": "PERSONAL_LOAN_001",
  "principal": 100000,
  "numberOfRepayments": 3,
  "repaymentFrequency": "MONTHS",
  "expectedDisbursementDate": "2026-03-15",
  "createWalletProductCode": "CSAV",
  "fspFundId": 1
}
'

import requests

url = "https://{baasHost}/api/v1/lms/loans"

payload = {
    "customerId": "aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee",
    "productCode": "PERSONAL_LOAN_001",
    "principal": 100000,
    "numberOfRepayments": 3,
    "repaymentFrequency": "MONTHS",
    "expectedDisbursementDate": "2026-03-15",
    "createWalletProductCode": "CSAV",
    "fspFundId": 1
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    customerId: 'aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee',
    productCode: 'PERSONAL_LOAN_001',
    principal: 100000,
    numberOfRepayments: 3,
    repaymentFrequency: 'MONTHS',
    expectedDisbursementDate: '2026-03-15',
    createWalletProductCode: 'CSAV',
    fspFundId: 1
  })
};

fetch('https://{baasHost}/api/v1/lms/loans', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://{baasHost}/api/v1/lms/loans",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'customerId' => 'aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee',
    'productCode' => 'PERSONAL_LOAN_001',
    'principal' => 100000,
    'numberOfRepayments' => 3,
    'repaymentFrequency' => 'MONTHS',
    'expectedDisbursementDate' => '2026-03-15',
    'createWalletProductCode' => 'CSAV',
    'fspFundId' => 1
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://{baasHost}/api/v1/lms/loans"

	payload := strings.NewReader("{\n  \"customerId\": \"aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee\",\n  \"productCode\": \"PERSONAL_LOAN_001\",\n  \"principal\": 100000,\n  \"numberOfRepayments\": 3,\n  \"repaymentFrequency\": \"MONTHS\",\n  \"expectedDisbursementDate\": \"2026-03-15\",\n  \"createWalletProductCode\": \"CSAV\",\n  \"fspFundId\": 1\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://{baasHost}/api/v1/lms/loans")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"customerId\": \"aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee\",\n  \"productCode\": \"PERSONAL_LOAN_001\",\n  \"principal\": 100000,\n  \"numberOfRepayments\": 3,\n  \"repaymentFrequency\": \"MONTHS\",\n  \"expectedDisbursementDate\": \"2026-03-15\",\n  \"createWalletProductCode\": \"CSAV\",\n  \"fspFundId\": 1\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://{baasHost}/api/v1/lms/loans")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"customerId\": \"aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee\",\n  \"productCode\": \"PERSONAL_LOAN_001\",\n  \"principal\": 100000,\n  \"numberOfRepayments\": 3,\n  \"repaymentFrequency\": \"MONTHS\",\n  \"expectedDisbursementDate\": \"2026-03-15\",\n  \"createWalletProductCode\": \"CSAV\",\n  \"fspFundId\": 1\n}"

response = http.request(request)
puts response.read_body

{
  "loanId": "5c9e2b3c-4d5e-6f7a-8b9c-1d2e3f4a5b6c",
  "externalLoanId": "45",
  "state": "PENDING",
  "customerId": "aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee",
  "productId": 1
}

{
  "error": {
    "code": "UNAUTHORIZED",
    "message": "Token expired or invalid"
  }
}